Changelog

14 October 2026

Pay is live. A new Pay page in the app header lets you pay anyone by their Confluence ID. Type @name, see the wallet it belongs to, and send.
Paying an ID from Arc is free. No Confluence fee, just one transfer straight to the recipient, so your wallet asks you to confirm once. You only pay Arc’s network fee, in USDC.
Pay from any supported chain. Paying an ID from another chain bridges the USDC to Arc with Circle’s CCTP, and Circle delivers it straight to the recipient. The bridge fee applies.
Get paid with a link. The Receive tab gives you a pay link like /pay/@yourname and a QR code, with copy, share, email and download.
Activity and Saved IDs. See payments you sent and received, with this month’s totals, add a private note to a payment, pay someone again in one tap, and save the IDs you pay often.
Safety checks warn you before a first payment to an ID, and when an ID looks like one you’ve paid or saved before.
Confluence IDs are not case-sensitive: @Alice and @alice are the same ID.
The Terms of Use and Privacy Policy now cover Pay, payment notes and saved IDs.

Lower fees, and no jump at 1,000 USDC. Bridges over 1,000 USDC now cost 0.30 USDC plus 0.01% of the part above 1,000, so 100,000 USDC costs 10.20 instead of 100. Bridges up to 1,000 USDC still cost 0.30.
Stablecoin swaps follow the same rule. Swaps whose fee is taken in another token, such as cirBTC, now cost 0.01% instead of 0.10%.
The Confluence fee on Relay routes is now 0.01% by default.
If a Relay route can’t complete, Relay’s refund now always goes back to the wallet you sent from, even when you were sending to someone else.
Bridges now appear in your Profile history as soon as the burn is confirmed on the source chain, with clear statuses while they’re in flight.

Relay routes are live. Switch between Confluence and Relay on the Bridge and Swap pages to bridge and swap across Relay’s chains and tokens. Every Relay quote is checked against Relay’s published contracts before your wallet is asked to sign.
Relay routes appear in your Profile history, with statuses that update on their own.
The Privacy Policy and Terms of Use now cover Relay routes.
The Terms now state the bridge fee over 1,000 USDC precisely: 0.10% of the whole amount.
These docs launched at docs.confluencebuild.xyz.

Confluence is live on mainnet, bridging native USDC with Circle’s CCTP across the chains where Circle’s Forwarding Service is supported.
Privacy Policy and Terms of Use published.